These terms set out what Shield is, what it is not, and how the information on this site may be used. Read them alongside our Privacy Policy before relying on anything published here.
Shield is an independent information resource about fraudulent brokers, investment scams, and payment-dispute routes. We publish explanatory material only. We are not a government body, financial regulator, bank, broker, payment provider, law firm, or recovery service, and nothing on these pages should be read as an official determination about any company or individual.
Articles, guides, and comparisons describe general patterns and typical procedures. They do not constitute legal, financial, tax, or investment advice, and they do not create a professional relationship of any kind. We do not act on your behalf, do not contact banks or card issuers for you, and cannot guarantee any outcome in a dispute. Decisions about a chargeback, recall request, or complaint remain yours and should be checked with your own bank, card issuer, or a qualified adviser.
Payment-dispute rules differ by card network, bank, country, and payment method, and they change over time. We aim to keep descriptions current, but we cannot promise that every deadline, reason code, or procedure matches your specific case. Where a page describes timeframes or eligibility, treat it as a general indication rather than a binding statement. If something matters to your situation, verify it directly with the institution handling your payment.
You may read, quote, and link to this material for personal or educational purposes with clear attribution. You may not copy substantial parts of the site into another publication, resell it, present it as your own service, or use it to mislead people into believing you are affiliated with us. Automated scraping that places load on the site, attempts to probe its infrastructure, or interferes with normal access is not permitted.
References to payment networks, banks, or platforms appear for explanation only and do not imply any endorsement, partnership, or approval. Outbound links are provided for convenience; we do not control those destinations and are not responsible for their content, availability, or practices. Trademarks belong to their respective owners.
To the extent permitted by law, Shield is not liable for losses arising from reliance on the site, from decisions made after reading it, or from interruptions, errors, or unavailable content. This does not exclude liability that cannot lawfully be excluded, including for fraud or for death or personal injury caused by negligence. Nothing here limits your statutory rights as a consumer.
We may update these terms, restructure pages, or withdraw parts of the site at any time. The version published on this page is the one that applies. Continued use after an update means you accept the revised terms. We may restrict access where use breaches these conditions or places the site or other readers at risk.
Questions about these terms, permissions, or takedown requests can be sent to [email protected] or by post to Studio 00f, Naomi Row, North Elsieville, AB22 8ZW. Please include enough detail for us to identify the page or material concerned.